Insurance Benefits 2021/2022
We are pleased to provide our employees with a benefit package that offers a wide range of coverages to help protect you and your families.
Employees may enroll in these benefits by calling (314) 262-7088
8am – 5pm CST, Monday through Friday Aug. 16th – Aug. 27th
This year we are switching from Aflac to MetLife for our Accident, Critical Illness, and Hospital Indemnity. Due to this switch we strongly encourage that ALL employees review the new and exciting benefits available to them through MetLife and COMPLETE an enrollment during this Annual Enrollment opportunity.
If you previously had coverage with Aflac and do not take action during this enrollment period, you will automatically receive the same coverage with MetLife at the new rates.
Employees will have 2 ways in which they can complete their enrollment:
Complete the enrollment process yourself by utilizing the online portal.
Site: https://metlife.benselect.com/stlco
Username: EIN
Password: Year of Birth+EIN
Password Example: EIN= 4321 / Date of Birth = 7/5/1983 / Password = 19834321
Call the Enrollment Center Monday through Friday, 8 AM to 5 PM CT at (314) 262-7088 to receive assistance from a Benefit Counselor who can answer any questions you may have.
When you call, please have date of birth and social security information for yourself and your dependents.
Accident Insurance
Accident Overview
Accident Benefit Summary
Accident Benefit Booklet
Accident FAQ
In the event of a covered accident, the plan pays cash benefits fast to help with the costs associated with out-of-pocket expenses and bills—expenses major medical may not take care of, including:
• Ambulance rides.
• Wheelchairs, crutches, and other medical appliances.
• Emergency room visits.
• Surgery and anesthesia.
• Bandages, stitches, and casts.
Critical Illness
Critical Illness Overview
Critical Illness Benefit Summary
Critical Illness In Action
Critical Illness FAQ
Critical Illness insurance helps with the treatment costs of covered critical illnesses, such as a heart attack or stroke.
More importantly, it helps you focus on recuperation, with the Critical Illness plan, you receive cash benefits directly giving you the flexibility to help pay bills related to treatment or to help with everyday living expenses.
Hospital Indemnity
Hospital Indemnity Overview
Hospital Indemnity Benefit Summary
Hospital Indemnity in Action
Hospital Indemnity FAQ
Hospital Indemnity provides financial assistance to enhance your current coverage. So you can avoid dipping into savings or having to borrow to address out-of-pocket-expenses major medical insurance was never intended to cover. Like transportation and meals for family members, help with child care, or time away from work, for instance.
If you have any questions about the new benefits being offered through MetLife or you need technical assistance using the online portal please call (314) 262-7088.
*The call center is open from 8am to 5pm central time, Monday through Friday at (314) 262-7088.