CCH 2023 Benefits

Medical Insurance

CCH offers the 2 plans below to choose from to assist in helping you take care of your self and your family.

PPO Plan Summary of Benefits
HDHP Plan Summary of Benefits

For more information about your coverage, to find a provider, or to get a copy of the complete terms of coverage, visit www.umr.com or by calling
1-800-826-9781.

Dental

CCH offers 2 Aetna Plans to serve your different needs.

Low Plan Plan Summary
High Plan Plan Summary

Dental Plan Comparison

Want to see if a dentist is part of Aetna’s network, check Aetna’s provider lookup

Vision

Also through Aetna, we are pleased to provide vision insurance for those who’s families or themselves require it.

Summary of Vision Benefits

Find a provider with Aetna Vision

HSA & FSA Benefits

If you have the HDHP medical plan, you qualify for a Health Savings Account (HSA) which is an account you can deposit money in untaxed to use on healthcare expenses. Money in an HSA can be saved from year to year, goes with you if you change employment, and used later.

A Flexible Spending Account (FSA) is a special account you put money into that you use to pay for certain out-of-pocket health care costs. You don’t pay taxes on this money. Unlike an HSA, any money not used by the end of the year is lost,

Chubb Lifetime Term

Lifetime Benefit Term protects your family with money that can be used any way they choose. It is most often used to pay for mortgage or rent, education for children and grandchildren, retirement, family debt, and final expenses.

Details on how Life Insurance can help you and your family

Accident Insurance

Accident Insurance Benefit Summary

In the event of a covered accident, the plan pays cash benefits fast to help with the costs associated with out-of-pocket expenses and bills—expenses major medical may not take care of, including:
• Ambulance rides.
• Wheelchairs, crutches, and other medical appliances.
• Emergency room visits.
• Surgery and anesthesia.
• Bandages, stitches, and casts.

Disability Insurance

Disability Benefit Summary

Our Aflac group disability plan can help protect your income by offering disability benefits to help you make ends meet when you are out of work. Our plan was created with you in mind and includes:
• Off-job only coverage.
• Benefits that help you maintain your standard of living.

Critical Illness

Critical Illness Benefit Summary

Critical Illness insurance helps with the treatment costs of covered critical illnesses, such as a heart attack or stroke.
More importantly, it helps you focus on recuperation, with the Critical Illness plan, you receive cash benefits directly giving you the flexibility to help pay bills related to treatment or to help with everyday living expenses.

Hospital Indemnity

Hospital Indemnity Benefit Summary

Hospital Indemnity provides financial assistance to enhance your current coverage. So you can avoid dipping into savings or having to borrow to address out-of-pocket-expenses major medical insurance was never intended to cover. Like transportation and meals for family members, help with child care, or time away from work, for instance.