SMBC

Insurance Benefits 2022

We are pleased to provide you with a benefit package that offers a wide range of coverages to help protect you and your families. If you have any questions about your medical please contact your brokers at HPMG.  michelle@hpmg-llc.com

You can also speak to an enrollment counselor by calling 314-668-5551 weekdays from 8 am to 5pm.

Dental

A selection of plans to help you plan and budget for the costs of dental care.
Low Medium High

Vision

Designed to offset your costs for routine eye exams, eyeglasses, and contact lenses including some upgrades.

Vol Life

Help your family pay bill and make arrangements if the worst is to happen

AD&D

Pays upon accidental death or upon the loss of a limb due to an accident.

Accident

Protection that pays you a lump sum if you suffer an unexpected accident to be used as you see fit.

Critical Illness

Supplemental coverage for medical emergencies like heart attacks, strokes, or cancer.

Legal

A legal plan is a voluntary benefit that can round out your benefits program and help you reduce employee stress by providing easy, cost-effective access to legal help.

Hospital Indemnity

Insurance that will pay you a lump sum in the event you are admitted to a hospital for an injury or illness.