Insurance Benefits 2023
We are pleased to provide our employees with a benefit package that offers a wide range of coverages to help protect you and your families.
New employees may enroll in these benefits by calling (513) 785-0718
9am to 5:30pm eastern time, Monday through Friday
Please review the Employee Benefit Guide 2023 or below information if you have any questions regarding your benefits.
Medical Insurance
Pawtucket offers the 2 plans below to choose from to assist in helping you take care of your self and your family.
Max Value Summary of Benefits
Advantage Plan Summary of Benefits
For more information about your coverage, to find a provider, or to get a copy of the complete terms of coverage, visit www.umr.com or by calling
1-800-826-9781.
Dental
CCH offers 2 Aetna Plans to serve your different needs.
Low Plan Plan Summary
High Plan Plan Summary
Want to see if a dentist is part of Aetna’s network, check Aetna’s provider lookup
Vision
Also through Aetna, we are pleased to provide vision insurance for those who’s families or themselves require it.
Chubb Lifetime Term
Lifetime Benefit Term protects your family with money that can be used any way they choose. It is most often used to pay for mortgage or rent, education for children and grandchildren, retirement, family debt, and final expenses.
Accident Insurance
Accident Insurance Benefit Summary
In the event of a covered accident, the plan pays cash benefits fast to help with the costs associated with out-of-pocket expenses and bills—expenses major medical may not take care of, including:
• Ambulance rides.
• Wheelchairs, crutches, and other medical appliances.
• Emergency room visits.
• Surgery and anesthesia.
• Bandages, stitches, and casts.
Disability Insurance
Our Aflac group disability plan can help protect your income by offering disability benefits to help you make ends meet when you are out of work. Our plan was created with you in mind and includes:
• Off-job only coverage.
• Benefits that help you maintain your standard of living.
Critical Illness
Critical Illness Benefit Summary
Critical Illness insurance helps with the treatment costs of covered critical illnesses, such as a heart attack or stroke.
More importantly, it helps you focus on recuperation, with the Critical Illness plan, you receive cash benefits directly giving you the flexibility to help pay bills related to treatment or to help with everyday living expenses.
Hospital Indemnity
Hospital Indemnity Benefit Summary
Hospital Indemnity provides financial assistance to enhance your current coverage. So you can avoid dipping into savings or having to borrow to address out-of-pocket-expenses major medical insurance was never intended to cover. Like transportation and meals for family members, help with child care, or time away from work, for instance.
The call center is open from 9am to 5:30pm eastern time, Monday through Friday at (513) 785-0718. All employees must call into the call center before the first of the month after 60 days of employment. You may begin the enrollment process one month prior to the effective date. For example, if you begin working on September 15th the effective date would be December 1st. The enrollment period would be November 1st through November 30th.
What do you need to do to enroll in your benefits:
- Review your benefit materials on this website
- Look at your spouse’s plan and the plans offered through your state’s health insurance exchange. Compare the costs of coverage and the benefits provided to see which coverage makes sense for you and your family.
- Gather your dependents’ SSNs and dates of birth. All Employees must have their dependents SSNs and dates of birth, if the dependent is to be covered under any of the benefit plans.
- Call the benefits enrollment line at (513) 785-0718 to schedule your benefit counseling session. The call center is open Monday through Friday from 9am to 5:30pm. Complete your benefit elections during your scheduled counseling session.
If you need further assistance, please contact the Enrollment Center at (513) 785-0718 Monday through Friday 9am to 5:30pm for assistance.