FKG-Core

Benefits Open Enrollment for 2025

Store Managers, Assistant Managers, Territory Supervisors , and Home Office

Open Enrollment for your 2025 employee benefits will take place Nov. 18th to Dec. 2nd. The benefits that you elect will begin Jan. 1st, 2025.

To start, change, or decline coverage for 2025, you must go online or call the FKG Benefits Enrollment Center.  Benefits under this program that you already have in 2024 will continue into 2025 if you don’t change or discontinue them.

2 Ways to Enroll

Call Center Enrollment

You can enroll over the phone with benefits counselors who are available to educate and properly execute your enrollment. The enrollment center can be reached at 314.563.2211 Monday through Friday, from 8 AM to PM Central Time.   

Online Self-Service

You can use an online enrollment tool that allows you to make benefits choices at your convenience. 

To enroll, please visit enroll.benefitsconnect.net/fkgoil

Medical

Store managers, assistant managers, territory supervisors, and home office-based employees are eligible to participate in our medical plan (PPO)

UMR (Plan Administration and Claims)
PPO Plan
1-800-826-9781
Policy #76070750
Provider Search (Choose UnitedHealthcare Options PPO Network): www.umr.com

RXBenefits (Pharmacy)
800-334-8134
www.caremark.com

Dental

Save money and help ensure a healthy mouth.

Dental Plan Summary


MetLife
800-942-8054
www.metlife.com/

Vision

Offset costs of eye exams, prescription eyeglasses and contacts.

EyeMed Benefit Summary

EyeMed
866-299-1358
www.eyemed.com

Employer Paid Life Insurance

Moto provides all employees enrolled in the medical plan (PPO) with a $10,000 basic term life benefit.

Reliance Standard
800.351.7500
www.rslclaims.com

Accident

Pays you a cash benefit after an accident happens such as a severe burn, broken bone or emergency room visit.

Accident Plan Highlights

Accident Plan 7-7 Summary

Accident Plan 14-14 Summary


Reliance Standard
800.351.7500
www.customercare.rsli.com

Hospital Indemnity

Insurance for people who need help covering the costs associated with a hospital stay if they suddenly become sick or injured. You can get insurance for:

  • Yourself
  • Your Spouse
  • Your Children

Hospital Indemnity Plan Summary


Reliance Standard
800.351.7500
www.customercare.rsli.com

Short Term Disability

Pays out a specified benefit amount of your choosing if you’re diagnosed with a serious illness or experience an injury that prevents you from doing your job

Short Term Disability Summary



Aflac
800.433.3036
www.aflac.com

Term Life Insurance

Protects your family and lets you leave them a non-taxable amount at the time of death to cover your mortgage, personal loans, and bills.

Term Life Insurance Plan Summary


Reliance Standard
800.351.7500
www.rslclaims.com